Should you seriously
consider buying a dog
Yes, you should. Here's why health insurance for dogs is a good idea:
Dog health insurance saves you money. As with just about all other costs,
veterinary expenses have increased rapidly in recent years. Without dog
medical insurance (or more accurately, veterinary insurance), you are
responsible for paying for everything: routine checkups, preventive
procedures, emergency care and disease treatments. That will run into
hundreds of dollars. Why not get some help?
Dog Health Insurance: Quick
Health insurance for your dog, like
for yourself, has annual premiums and deductibles. · Pet insurance
premiums depend on the breed of your dog and the type of policy you decide upon. If
you have more than one dog, there is usually a reduced rate after the
can vary as well. The average annual deductible is about $100. You may
choose among different coverage plans which are based on your dog's age,
breed, and pre-existing medical conditions. Some policies even consider
the dog's lifestyle; for instance, whether your dog is purely a pet or a
Health Insurance for Dogs:
Quick Coverage Facts
* Dog insurance healthcare plans can vary greatly. Some canine health
plans are quite comprehensive, covering annual checkups, routine care,
vaccinations and other preventive medications, and spaying/neutering, as
well as illnesses and accidents. Others only cover unexpected sickness or
* Dog insurance coverage for emergencies begins immediately on most
new dog health plans, with a 30-day waiting period for illness and other
* Your dog's age can affect your dog's health insurance coverage.
Typically, policies begin veterinary healthcare coverage when the dog is 6
to 8 weeks old, although some will start when the dog is younger.
Similarly, some dog
only will cover dogs under 8 years old unless the animal was
already insured with them before turning 8.
* Many dog health insurers will not cover your pet if she has a
preexisting condition or a terminal illness. Some will
the dog only if the condition is controlled or stable, usually for
6 months. With all these options, it is important you check out the
various dog health insurance companies
their pet insurance policies and corresponding dog healthcare plans.
Here is one we use
In short, if you care
about your dog, you should care about his health. If you care about your
wallet, you should care about your dog's health insurance coverage, too.
We hope these tips help you and your new
puppy enjoy a long healthy life!!